In Travel Insurance why is there a large difference in premiums when the policies are similar? - travel insurance, diverticulitis
I have to compare travel insurance for two people under 60 years for four days in Europe. I checked on the details and there are clear differences between the various insurers. The proposed measures are almost identicle, and I did not see the differences are significant.
So why, I have seen action with premiums of 30 pounds and about £ 6 - £ 7 (and the insurance is the most important insurance for the lowest I found open). I looked at the fine print and out again what I could do it, there was no significant difference.
What is the difference then? What am I missing? and if black and white, I can see, it's worth, I bought insurance at a price of £ 7?
Friday, February 12, 2010
Travel Insurance, Diverticulitis In Travel Insurance Why Is There A Large Difference In Premiums When The Policies Are Similar?
5 comments:
As someone that a qualified insurer and if he actually wrote the fine ..................
Travel insurance, as it is being sold by travel agents, a huge fraud.
Once we sold the lifting of the material through travel agents, this difference seems to be on three things:
1. the method of selling: sales-oriented business on the Internet very low cost compared to other
2. Severity of the drawing is, as it "deals with the lives of the poor." Some policies only offer flat rates for people who have never really had one days sick in her life. If you've ever been near a hospital for anything, or if your parents died before the age of 80, not included, although they took their premiumsum. Everything is there in the fine print, if I could understand.
3. Claims policy of the company. Some companies keep premiums low pay challenge each cents per claim and in effect almost nothing. Others need more, but pay more easily.
Read the fine print very carefully.
For what it's worth - and it has been for decades, I worked in the insurance industry and it's not for me! - I
www.simpletravelinsurance.co.uk
with great satisfaction. This is an example of the kind of company that the price for the use of the Internet is through a well designed website.
No company is better for everyone, but you do your homework thoroughly.
If you are aAbsolutely a travel insurance agent and Trailfinders need are as good as any of the offers travel insurance agent.
www.trailfinders.com
Absolutely nothing wrong with that, but it is cheaper on the Internet is just as good.
There is a single journey and the other for a whole year? Or the reception in Europe in the world and another? Or perhaps that you cover for damage or loss? If you give exactly the same answers to medical questions in both cases because they have done differently May?
If none of these cases, it is probably better with less. It is recommended if you travel to Europe to meet the NHS as the previous person suggested. You can apply online. It is very easy and we have a small card jobber three days later. When you visit the website of the Ministry of Health, said that there are some cases that are not insured where, if you have completed the equivalent of E111 card.
The premium can vary depending on
1. Length of stay, you can take a year or more, coverage of a party,
2. of his biographical data and a risk rating of higher Thean the other in terms of health, have age, complaints, etc. Experience
3. a financial ceiling for compensation
Why do you want insurance and trav ...
receive an EHIC
Simply use a Form 11 E1 - for free
a treatment that you will in a European hospital, the NHS costs.
You may need to consider whether they relate to certain things.
The differences "could be the same as Persil and Daz. Made in the same factory by the same people, but it is more expensive than the others - why? You can apply to both markets simultaneously.
And more than selling less, but higher profits are a percentage, the other the opposite - I assume the general market.
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